When you apply for a student credit card, look before you leap!

In the early 1970s, banks were eager to introduce the consumer public to the then-new concept of the credit card. Prior to this time, people would have charge-accounts at their favorite department stores, but that was about the extent of living on credit. Unsolicited credit cards were sent out by the millions and consumers eagerly […]

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The Five Points You Should Understand About 0 APR Credit Card Offers

If you have received one of these offers during the mail, you know how tempting they could be. They claim that you’ll pay no interest on any purchases or balance transfers through the 1st period of owning your card. But there are some things about these gives you need to know before you sign on […]

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