Low Interest Rate Credit Card: A Hot Commodity

Almost all credit card companies offer a low interest rate credit card.  In fact, search for it in the Internet and you will find so many that offer zero interest rates.  That’s the lowest offer you can get.  However, before committing yourself to an account with a zero percent interest rate credit card, make sure […]

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Easy And Manageable Credit Score Repair

If your credit score has plummeted in the past year, then you should take necessary actions for immediate credit score repair.  Your credit score dictates nearly every aspect of your financial life.  Not only is it used as a basis for creditors on your loan applications.  Also, important individuals such as a potential employer or […]

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Advantages and Disadvantages of a Credit Settlement

Credit settlement is a service available to everyone who is not capable of paying his or her debt in full.  Yes, almost anyone can negotiate for a discounted amount on their loans, except of course, for those who are financially fit to settle their accounts. A credit settlement has both its pros and cons.  Being […]

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What to Look for in a Free Online Credit Report

A free online credit report is available to everyone in the United States.  You can get a detailed report with the major credit bureaus, which are Experian, TransUnion and Equifax.  Keeping yourself up-to-date with your credit reports will tell you your credit score, which is what creditors base loan approvals and interest rates on.  More […]

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Tips on Negotiating for a Low Interest Rate Credit Card

Obtaining a low interest rate credit card is not that hard.  As a matter of fact, you can even get a low interest rate with the credit cards you own now.  All you have to do is ask.  Unknown to many, that little plastic card is not only flexible physically. Its interest rates and annual […]

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