Credit Cards Dos And Don’ts
Just ask yourself: is the credit card working for you or are you working for your credit card? Most people’s answer to that question will depend on how they use their “plastic pal” as credit cards are often known. As many people with burned fingers will tell you, they didn’t realize that things had become so bad until too late, because most credit card companies try so hard to make themselves sound like a charity. Well, take it from me, they aren’t.
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4 Smart Ways To Deal With Credit Card Debt
You already know a lot about credit cards. You’ve heard that consumer debt in this country-particularly credit-card debt-is at an all-time high, while our savings rate is lower than ever before. You realize that the boom in online shopping, with its absolute dependence on credit cards, is further fueling their use. You are well aware that running a balance on your plastic-and paying the unconscionable interest rates that come with it-is one of our most basic and widespread financial blunders. And you suspect that the sheer volume of direct-mail credit-card solicitations with low teaser rates must be devastating the forests of northern Idaho.
5 Common Credit Score Myths
Your credit score is an integral part of your financial life. It is important that you understand what it’s all about. Lenders, landlords, insurers, utility companies and even employers look at your credit score. It is derived from what’s in your credit reports, and it ranges between 300 and 850.
Information On How Do I Check My Credit Score
Our repayment history is more important than ever. Banks will use your file to determine on lending you money. Many employers use this information on hiring future employees. For those that want to know how do I check my credit score, it only takes a few moments.