If You Need To Get A Credit Card Be Prepared For The Task Ahead
Posted at by ifydcat on category CreditGet A Credit Card For Yourself
Because of the ever growing supply of people who are trying to get a credit card, there are millions of applications being submitted each and every single day. And honestly, most of them if not three quarters of them, get denied by the companies.
With the economy falling apart and people rushing out to find jobs and trying to make sure they have a readily supply of things, it can get crazy and this is why we want a credit card because it can be done the express way.
To one of these cards, you will need to have very good credit and this means nearly perfect. I am not someone with good credit because I have unpaid hospital bills. If you have so much as an unpaid bill through a book company then you are less likely to get any kind of credit card.
A credit card by many people has been named “plastic money” and it really is like plastic money because you can use it almost like money. The difference is that you do not get any change back that jingles around in your pocket and you also have to pay to use it.
“Pay to use it”, you ask. Yes, you have to pay an annual percentage rate. This means you have to pay back the company more money then what you actually spend on the card. This is pretty much a loan that you can use more than once without having to reapply.
You should always try to find a credit card that has a low rate that you have to pay back. And you should try to find one that will not be too much so that you will not be tempted to spend it all at once. However, if you are someone like me and you like to save money then it wont be so bad to have a card that has a high limit on it.
rewards credit card
rewards credit card