The Best Credit Card Deals You Can Find Are Out There
Posted at by ifydcat on category CreditThe Best Credit Card Deals You Can Find Are Out There
Congratulations you have maintained your good credit standing through this economic crisis. You deserve to have the best credit card deals that are out there and being offered to you. Maintaining good credit means you have more bargaining power with a good annual percentage rate (APR) and can be choosy about what credit card deal you pursue.
Don’t be sold by the pre approved offers that come your way. You can get burned in the annual percentage rate (APR) of many a cards so do your research. Look at what they are offering you in the proposal. Are they going to charge you a fee for getting the card?
You can find offers that offer zero APR for up to a year. These are good deals as long as you maintain your credit within the balance they give you and that you do not ever make a late payment. Many times if you have a mishap and make a late payment they APR will go up a significant amount. So again, read the fine print carefully before agreeing to a credit card issuance.
The fine print will tell you a lot of things like if the company can raise your APR for no reason or if you have a late payment. Take the time to read the fine print. Many companies rely that you won’t and then you end up getting burned for it.
Check also with your bank and credit union about offers they have. You may find that a credit union might have the lowest APR and fees around. This may be the best deal for you in finding the best card for your use.
It is also good to maintain watch over your credit. Order your credit report once a year from each of the three reporting companies. Make sure that you watch for any false reporting and correct them if needed. This way you can ensure that you maintain great credit and are not a victim of fraud.
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